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GreenSky Credit: Lending Done Right

Homeowners can often find themselves in need of cash to take care of major expenses. They borrow against the equity in their homes to get that money. GreenSky Credit helps in that process but in a different way. When the company was being created, David Zalik wanted to do something that no other lending company has thought to do.

GreenSky Credit is very unique. The process calls for potential customers to fill out an application online. From there, they can get an instant credit decision. Lenders will look up that application and complete the lending process. There are qualifications that need to be met in order to get a loan. First, you must possess excellent credit. Second, you can not have multiple loans out. GreenSky Credit will not approve if you do. You must be debt free in loans to get another one. That is just how different the process is. The company has a way of seeing if you are overextending yourself. Plus, GreenSky Credit is not the lender. They just help lenders find people who need loans. The banks handle all of the headaches that come with defaults while the company stays safe.

David Zalik is a billionaire who came up with this concept. It did generate him a lot of money. Entrepreneurship was always in his blood considering he once owned a computer assembly company called MicroTech. Little did he know that by selling that company, he would become one of the richest men in the world. Zalik is not very keen on having the media in his affairs. For a man who runs a successful company, he does not like the spotlight. His first interview was with Bloomberg and at the age of 42. That shows how he does not like to sit down and talk with the press.

GreenSky Credit can help you get the money you need and fast. Your home is definitely your collateral and you do not need to come in to a crowded bank office. Applying online is easy, safe, and convenient. Let GreenSky Credit help you obtain that home loan.

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